Track expenses, income and budgets for free. Add an emotion to each purchase to understand your habits. Optional paid AI assistance helps you explore your spending and plan goals.
Free core tracking · Offline manual entry · Optional paid AI
Illustration · example records
More than an expense tracker — a tool for understanding your relationship with money
Tag purchases with an emotion and explore which spending felt worthwhile to you.
Beautiful analytics — expenses, income, investments, and savings, broken down by category and emotion.
Keep core records on your device. Sign in for cloud sync; AI assistance uses online processing.
Expense and income tracking, budgets and spending insights are free. Optional Plus and Pro subscriptions add AI assistance.
Choose Joyful, Good, Okay or Regret. Review the selected emotion before saving; new entries start with Joyful.
Visualize spending by category, emotion, and time. Monthly and yearly breakdowns at a glance.
Sign in to sync transactions and recurring records across devices using cloud storage. Sync needs an internet connection.
Record transactions in different currencies and view converted totals. Refreshing exchange rates requires internet access.
Set up recurring transactions to keep regular expenses and investments in view.
Beautiful in light or dark. Your eyes will thank you during those late-night expense reviews.
Free includes your core money tools. Plus adds spending questions and chat logging; Pro adds goal planning. AI plans require sign-in and internet access.
Emotion-first money manager
$0 / forever
Everything you need to understand your money and spend with more intention.
AI Spending Assistant
$5.99 / month
For a smarter daily check-in with the spending decisions you are making.
Includes the full free money manager, plus:
AI Goal Assistant
$8.99 / month
For deeper, goal-aware guidance that helps turn intention into a plan.
Everything in Plus, with:
Prices shown are USD reference prices. Check your local price and any eligible trial in your app store before subscribing. Amounts vary by store, region, currency and taxes. Subscriptions renew automatically unless cancelled through your store before renewal.
Start with manual tracking. No account required for core local use.
Enter the amount, category and date, with a note if you want one. Core manual tracking works offline without signing in.
Review the emotion before saving: Joyful, Good, Okay or Regret. A new entry starts with Joyful selected.
Review spending by category, emotion and time to understand your habits and decide what matters to you.
Core transactions are stored on your device. You can use manual tracking without an account. Technical diagnostics may still be processed by Firebase Crashlytics.
Signing in enables cloud sync of transactions and recurring records through Google Firebase. Synced records include amounts, notes and emotion tags. Internet access is required.
When you use AI, your questions and relevant spending context are processed by JoySpend’s online service and Google AI. Subscription services use RevenueCat and your app store. AI answers can be wrong; use them to support your own decisions.
Tips on mindful spending, emotional awareness, and building a healthier relationship with your money.
Discover how pairing emotion tags with transactions can transform your financial well-being.
App ReviewsWe compare the top free expense tracker apps by features, privacy, and usability.
Mindful LivingHow being intentional with every purchase can reduce financial stress and increase happiness.
Everything you need to know before downloading.
Download for free core tracking. Plus and Pro are optional paid subscriptions for AI assistance.
